Life Settlements, What Are They? – Life Settlements Investments

Life Settlements? What Are Life Settlements ( And what are “life settlements investments” (

Recently, my Mom had a bad experience with Bankers Life and Trust Insurance, and regular readers and viewers may remember that I vlogged against using them before. I still do. And I do even more because Bankers Insurance not only doubled my Mom’s premiums because she was approaching 80, they did not tell her about the option of life settlements. In fact, I’ve learned that many insurance companies fail to tell their customers about this option.

As described at, life settlements are simply a way of selling your life insurance policy to an investor, but in a way that can cause you to realize as much as 8 times the value of your arrangement.

Before I explain how you can get involved in being considered for a life settlement deal, the first question is, why would you need one to start with?

Well, take my Mom’s situation. She’s about to be 80, is living on a fixed income, and while she can work, really would prefer to enjoy her retired years. So she’s enjoying the fruits that come with good budgeting, but here comes Bankers Life, who increases her monthly payments. So, she now has less net income and is seeking a remedy.

A good life settlement deal can give her a lump sum of cash, and yet she can seek out a new life insurance program. That would give her an immediate financial advantage.

So, how does she get into a life settlements program? Well, go to first, and call them or fill out the online form. Then you sign a health records release document and one of their agents will contact you.

Then, an offer is communicated to you; you can take it or leave it. If you take it, the amount you get is placed in escrow, change of ownership forms are sent to the insurance carrier, and then your proceeds are released to you.

That’s how it works. Check out a life settlements program, for you or for your parents. Visit

Stay tuned.

By Zennie Abraham

Zennie Abraham | Zennie Abraham or "Zennie62" is the founder of Zennie62Media which consists of and a multimedia blog news aggregator and video network, and 78-blog network, with social media and content development services and consulting. Zennie is a pioneer video blogger, YouTube Partner, social media practitioner, game developer, and pundit. Note: news aggregator content does not reflect the personal views of Mr. Abraham.